Getting a Housing Loan in Sri Lanka

Getting a housing loan in Sri Lanka can be a very tedious and a time consuming task. There are so many documents to produce and so many approvals to get that you might be forgiven for thinking it is better not to buy a house at all.
Looking at the advertisements in television you might think that it is something that can be done in two three days but it sure takes a whole lot more than that. It becomes worse if you have misplaced an important document or you have an outdated document. Some bank wants documents that are less than ten years old so they can be assured about the validity of the document. After producing all that they you need to pay additional charges for the registration and for lawyers. This can be done for an reduced price if you have some sore of connection with the lawyer, otherwise it will cost a considerable amount.
I thought finding a house for sale in Sri Lanka is a hard task, but it looks like buying it is even harder. In certain areas of the country its becoming hard to buy houses for even relatively rich people. Just do a quick search for villas for sale in Galle Fort and you'll know what I'm talking about.
I had a quick chat with a friend in real estate and according to him one of the main reasons is foreigners buying real estate in Sri Lanka as investments. Now I know that the government made a big deal about not selling land to foreigners, but as my friend told me the government actually needs these investments. Most foreigners and buying them and renting them out to other foreigners and more foreigners that comes to Sri Lanka better it it for our economy. Its just not that great when you're trying to buy a land or home for yourself.

Trying Out Different Ad Networks

I get so many emails asking me how to get approved for Adsense. The reality is if you don't have your own domain name then it is next to impossible to get accepted to the Adsense network. This was probably a step taken to get rid of all the spammers who create blogs using free platforms and fill them with advertisements, but the step has hurt some genuine bloggers as well. If you have a hard time getting accepted to Adsense then you should check out some alternatives to Adsense as well. I personally use InfoLinks so if you are interested then you can read my InfoLinks Review. I added some extra tips on how to improve your earnings as well.
If you have a hard time getting accepted to international networks then you could try some local network as well. There are some advertisement networks specific to Sri Lankan's but the payout is a bit low per click. You might be able to get some advantage because of the high click through rate as they are related. If you are looking to make money online then it is important to get your own domain names, so the best way to get accepted to Adsense might be getting your own domain.